Professional Liability Insurance Program for Design Build & Contractors

PUA specializes in professional liability insurance coverage for Design Build & Contractors for risks with total contract revenues under $150 million. Our program is available nationally on an admitted basis through an A.M. Best rated A+ XV Superior insurance carrier. Our agency partners get the benefit of our 75 years of combined underwriting experience in professional liability to help secure new and renewal business. In addition, we are dedicated to providing unparalleled service, knowing how important it is for our retailers to be able to deliver coverage solutions efficiently and responsively.

Meeting the E&O Needs of the Design Build & Contractors Sector

Design-Build & Contractors are directly responsible to  owners for the overall design of projects, whether they are ultimately performing the construction work or subcontracting out. As such, they have a significant professional liability exposure, which has only increased over recent years as the lines of distinction between design and the work itself have been blurred. Additionally, recent changes in standard construction contracts as to how design responsibility and risks are allocated have further complicated the landscape for contractors. At PUA, we understand the risks Design-Build & Contractors face and provide a program that addresses their pertinent exposures. Our exclusive broad policy form includes the following coverages and features:

  • Up to $5 Million (each claim and aggregate)
  • Specific Project and Specific Client Limits Available
  • Coverage A: Professional Liability
  • Coverage: B: Environmental Legal Liability
  • Coverage C: Contractors Pollution Liability
  • Coverage D: Technology Services Liability and Technology Products
  • Coverage E: Computer Network Security
  • Coverage F: Multimedia and Advertising
  • Coverage G: Privacy
  • First Dollar Defense and Shared Expense Options Available
  • Pre-Claims Assistance
  • Supplementary Payments (in addition to the limits of liability and not subject to the deductible)
  • Worldwide Coverage
  • No Mold Exclusion
  • No Asbestos Exclusion
  • Ownership Exclusion Threshold – 49%
  • No Copyright or Trademark Exclusion
  • Joint Ventures Included within the Definition of Insured
  • Coverage for Punitive Damages where Insurable by Law
  • Five-Year Bi-Lateral ERP Options
  • Waiver of Subrogation where a Written Agreement is in Place
  • Formal Mediation Deductible Credit (50% credit for MAX savings of $25K)
  • Innocent Insured Coverage
  • Broadening Contractors Professional Liability Endorsement
  • Rectification Indemnity and Mitigation Coverage Available
  • Protective Indemnity Coverage Available

We also offer programs on a surplus basis for risks not eligible for our admitted program.