PUA’s broad form Technology Professionals E&O is underwritten on behalf of Underwriters at Lloyd’s, London and is available on a surplus lines basis in all 50 states.  We have “in-house” underwriting and policy issuance authority and can provide quick turnaround on quotes and policies.


We consider many Technology Risks – including:

 
           
    • Computer Related Training.
• Consulting on Hardware/Software.
• Content Provider for Web Page/Forum.
• Custom Software Development.
• Data Processors.
• Electronic BBS.
• Forum Manager.
  • Forum/Content Channel.
• Hosting Web Pages.
• Packaged Software.
• System Installation.
• System Maintenance.
• Web Page Development.
• Web Page Maintenance/Updates.


***Many Others

                               
        Minimum  

Premiums start as low as $2,000

     
                           
          Deductibles as low as $2,500      
                             
     

LIMITS OF LIABILITY

Up to $2,000,000 each claim, $2,000,000 annual aggregate for all claims. The limit is inclusive of legal, investigative and defense cost

Higher limits available for eligible risks.

   
                             
        TECHNOLOGY POLICY FORM          
                             
        TECHNOLOGY APPLICATION          
                             
      TECHNOLOGY COVERAGE HIGHLIGHTS:

Pay on  insureds behalf Damages and Claims Expenses the insured becomes legally obligated to pay resulting from a Claim arising out of:

  • Any actual or alleged negligent act, error or omission alleged to have been committed by the insured solely while performing Technology Services.
  • Any error or omission alleged to have been committed by insured that results in the:
    • Failure to prevent a third party from unauthorized access to, use of, or tampering with, Computer Systems, including:
      • Hacker Attacks
      • Computer Virus attacks or
      • Theft of Electronic Data.
  • Inability of an authorized third party to gain access to Your services including Denial of Service, unless such inability is caused by a mechanical, telecommunications or electrical interruption or failure; or
  • Defamation, libel, slander, product disparagement, trade libel, infliction of emotional distress, outrage, outrageous conduct, or other  tort related to disparagement or harm to the reputation or character of any person or organization; or
  • Invasion, or interference with the right to privacy or publicity; or
  • False arrest, detention or imprisonment or malicious prosecution; or
  • Infringement of any right to private occupancy, including trespass, wrongful entry, eviction or eavesdropping; or

  • Infringement of copyright, domain name , trade dress title or slogan or the dilution or infringement of trademark, service mark, service name or trade name; or
  • Plagiarism, piracy or misappropriation of ideas; or
  • Liability regarding any Media Content for which You are responsible; or
  • Negligent and/or inadvertent transmission by You to a third party of any Computer Virus
  • TERRITORY: WORLDWIDE
   
                             
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This summary is intended solely to provide information about some of the highlights of the PUA Technology Professionals E&O insurance policy.  It is not part of the insurance policy and is not intended to provide a complete description of the coverages, exclusions and conditions in the policy.  Please review the policy form carefully.